So then we all shook hands, and Miss Malloy left us. Me and Buck also rose up and sauntered off a few hundred miles; for we didn’t care to be around when them marriage certificates fell due.

With about $4,000 between us we hit that bumptious little town off the New Jersey coast they call New York.

If there ever was an aviary overstocked with jays it is that Yaptown-on-the-Hudson. Cosmopolitan they call it. You bet. So’s a piece of fly-paper. You listen close when they’re buzzing and trying to pull their feet out of the sticky stuff. “Little old New York’s good enough for us”—that’s what they sing.

There’s enough Reubs walk down Broadway in one hour to buy up a week’s output of the factory in Augusta, Maine, that makes Knaughty Knovelties and the little Phine Phun oroide gold finger ring that sticks a needle in your friend’s hand.

You’d think New York people was all wise; but no. They don’t get a chance to learn. Everything’s too compressed. Even the hayseeds are baled hayseeds. But what else can you expect from a town that’s shut off from the world by the ocean on one side and New Jersey on the other?

It’s no place for an honest grafter with a small capital. There’s too big a protective tariff on bunco. Even when Giovanni sells a quart of warm worms and chestnut hulls he has to hand out a pint to an insectivorous cop. And the hotel man charges double for everything in the bill that he sends by the patrol wagon to the altar where the duke is about to marry the heiress.

But old Badville-near-Coney is the ideal burg for a refined piece of piracy if you can pay the bunco duty. Imported grafts come pretty high. The custom-house officers that look after it carry clubs, and it’s hard to smuggle in even a bib-and-tucker swindle to work Brooklyn with unless you can pay the toll. But now, me and Buck, having capital, descends upon New York to try and trade the metropolitan backwoodsmen a few glass beads for real estate just as the Vans did a hundred or two years ago.

At an East Side hotel we gets acquainted with Romulus G. Atterbury, a man with the finest head for financial operations I ever saw. It was all bald and glossy except for grey side whiskers. Seeing that head behind an office railing, you’d deposit a million with it without a receipt. This Atterbury was well dressed, though he ate seldom; and the synopsis of his talk would make the conversation of a siren sound like a cab-driver’s kick. He said he used to be a member of the Stock Exchange, but some of the big capitalists got jealous and formed a ring that forced him to sell his seat.

Atterbury got to liking me and Buck and he begun to throw on the canvas for us some of the schemes that had caused his hair to evacuate. He had one scheme for starting a National Bank on $45 that made the Mississippi Bubble look as solid as a glass marble. He talked this to us for three days, and when his throat was good and sore we told him about the roll we had. Atterbury borrowed a quarter from us and went out and got a box of throat lozenges and started all over again. This time he talked bigger things, and we got to see ’em as he did. The scheme he laid out looked like a sure winner, and he talked me and Buck into putting our capital against his burnished dome of thought. It looked all right for a kid- gloved graft. It seemed to be just about an inch and a half outside of the reach of the police, and as money-making as a mint. It was just what me and Buck wanted—a regular business at a permanent stand, with no open-air spieling with tonsillitis on the street corners every evening.

So, in six weeks you see a handsome furnished set of offices down in the Wall Street neighbourhood, with “The Golconda Gold Bond and Investment Company” in gilt letters on the door. And you see in his private room, with the door open, the secretary and treasurer, Mr. Buckingham Skinner, costumed like the lilies of the conservatory, with his high silk hat close to his hand. Nobody yet ever saw Buck outside of an instantaneous reach for his hat.